Located in the upper Midwest, Michigan is perhaps best known for its proximity to the legendary Great Lakes. The state has numerous famous landmarks, beautiful scenery and multiple national parks and forests. Often going overlooked by people who largely associate the metro area of Detroit with the entirety of the state is just how pretty it is. In fact, Michigan has the longest freshwater coastline of any area in the world. The expanse of water provides abundant outdoor and boating opportunities. Michigan is one of the premier U.S. states for recreational boating. Interestingly, residents of Michigan are never more than six miles from the source of natural water and never more than 85 miles away from the shoreline of one of the Great Lakes. A relative geographical anomaly, the state is made up of two distinct peninsulas. The peninsulas are divided into areas known as The U.P., Northern Michigan, West Michigan, Mid-Michigan, and Downstate. Important urban areas in Michigan include Detroit, Grand Rapids, and Lansing. Detroit is the first and largest city in the state, nicknamed the Motor City because of its place in this countries automobile history. The state’s population of 9,895,622 makes it the ninth largest in the country.
Michigan was admitted to the union as a state in 1837, making it the 26th state. Prior to European arrival, the Algonquian tribes such as the Ojibwe and Anishinaabe prominently inhabited the area. Interestingly, after the Revolutionary War, Michigan was not entirely ceded to the United States; in fact Great Britain maintained possession of portions of it. The state did not fall completely under American Authority until 1847.
Today, Michigan has a gross state product in the range of $408.218 billion. The American automotive industry center, the state also produces a large quantity of food products, information tech, aerospace and military equipment. Miscellaneously, Michigan is the third largest grower of Christmas trees. Both Dominos and Little Caesars were founded in the state.
Currently, although it has a rich military history, there are only two military bases located in Michigan—Selfridge Air National Guard Base and the Detroit Arsenal. The Detroit Arsenal was the first plant built in the U.S. for the purpose of mass producing tanks.
Michigan has an extensive veteran population, totaling more than 680,000. If a veteran plans to purchase a property using a VA-backed home loan, a termite inspection is required in the following counties: Allegan, Barry, Berrien, Branch, Calhoun, Cass, Hillsdale, Ionia, Jackson, Kalamazoo, Kent, Lenawee, Livingston, Macomb, Mason, Monroe, Muskegon, Oakland, Oceana, Ottawa, St. Clair, St. Joseph, VanBuren, Washtenaw and Wayne. In addition, a copy of the builder’s license is required for all proposed, under construction or new construction properties.
Disabled veterans in Michigan qualify for a complete property tax exemption if they have a service-related disability of 100 percent.
VA Home Loan Information For The State of Michigan
NOTE: The following is for information purposes only.
To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.
The loan limits below are the maximum 2021, $0 down VA loan amount set for each county, incorporated city, or municipality (as listed below). Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.
- Alcona County: $548,250
- Alger County: $548,250
- Allegan County: $548,250
- Alpena County: $548,250
- Antrim County: $548,250
- Arenac County: $548,250
- Baraga County: $548,250
- Barry County: $548,250
- Bay County: $548,250
- Benzie County: $548,250
- Berrien County: $548,250
- Branch County: $548,250
- Calhoun County: $548,250
- Cass County: $548,250
- Charlevoix County: $548,250
- Cheboygan County: $548,250
- Chippewa County: $548,250
- Clare County: $548,250
- Clinton County: $548,250
- Crawford County: $548,250
- Delta County: $548,250
- Dickinson County: $548,250
- Eaton County: $548,250
- Emmet County: $548,250
- Genesee County: $548,250
- Gladwin County: $548,250
- Gogebic County: $548,250
- Grand Traverse County: $548,250
- Gratiot County: $548,250
- Hillsdale County: $548,250
- Houghton County: $548,250
- Huron County: $548,250
- Ingham County: $548,250
- Ionia County: $548,250
- Iosco County: $548,250
- Iron County: $548,250
- Isabella County: $548,250
- Jackson County: $548,250
- Kalamazoo County: $548,250
- Kalkaska County: $548,250
- Kent County: $548,250
- Keweenaw County: $548,250
- Lake County: $548,250
- Lapeer County: $548,250
- Leelanau County: $548,250
- Lenawee County: $548,250
- Livingston County: $548,250
- Luce County: $548,250
- Mackinac County: $548,250
- Macomb County: $548,250
- Manistee County: $548,250
- Marquette County: $548,250
- Mason County: $548,250
- Mecosta County: $548,250
- Menominee County: $548,250
- Midland County: $548,250
- Missaukee County: $548,250
- Monroe County: $548,250
- Montcalm County: $548,250
- Montmorency County: $548,250
- Muskegon County: $548,250
- Newaygo County: $548,250
- Oakland County: $548,250
- Oceana County: $548,250
- Ogemaw County: $548,250
- Ontonagon County: $548,250
- Osceola County: $548,250
- Oscoda County: $548,250
- Otsego County: $548,250
- Ottawa County: $548,250
- Presque Isle County: $548,250
- Roscommon County: $548,250
- Saginaw County: $548,250
- Sanilac County: $548,250
- Schoolcraft County: $548,250
- Shiawassee County: $548,250
- St. Clair County: $548,250
- St. Joseph County: $548,250
- Tuscola County: $548,250
- Van Buren County: $548,250
- Washtenaw County: $548,250
- Wayne County: $548,250
- Wexford County: $548,250
