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Louisiana VA Home Loan Limits


A multilingual, multicultural paradise, Louisiana is a state full of local culture and flair. Located in the deep south region of the country, French, African, Native and numerous other cultures have infused with one another making Louisiana one of the more distinct states. Cajun, Acadian and Creole cultures are a byproduct of this. These cultures are extremely prominent in the state’s largest city of New Orleans. NOLA as it is affectionately nicknamed is considered the birthplace of Jazz, a culinary center and a unique architectural area. Known for Mardi Gras, a carnival and celebration that coincides with Lent, New Orleans furthers Louisiana’s identity. The state has a vast array of landscapes, and in particular coastal, marsh and swamp areas. In fact, the natural beauty of these areas has led to the creation of a strong film industry in the state, especially in the three biggest cities of New Orleans, Shreveport and Baton Rouge.

The state was first explored by Europeans in 1528 when the Spanish expedition of Panfilo de Narvaez discovered the mouth of the Mississippi River. Famed explorer Hernando de Soto later navigated the state, coming into contact with the Caddo and Tunica tribes. The first permanent settlement in the state was established by France in the late 17th century. Following their defeat during the Seven Years War, France transferred control of the area to Spain. Eventually, the territory was re-ceded to France under Napoleon Bonaparte, before being sold to the United States in 1803 as the Louisiana Purchase. The territory would be split to form 15 separate states, as well as two Canadian provinces. Louisiana was admitted to the Union as the 18th state in 1812.

Today the state is home to 4,602,893 residents. Because the state is rich in petroleum and natural gas, the economy is largely based in energy and gas production. Louisiana also has several agricultural exports, producing more crawfish than anywhere else, supplying the planet 90 percent of its crawfish. Other agro-products include cotton, soybeans, cattle, sugarcane, poultry and eggs.

The state has a veteran population of just over 319,000, and major military bases in the state include Barksdale Air Force Base, Fort PolkJoint Reserve Base New Orleans and NAS New Orleans.

In the state of Louisiana, if a veteran or service member is going to use a VA home loan to purchase a property, a termite inspection is required, and the purchase of manufactured homes is not permitted. The average home cost in the state is $154,000. Over the previous twelve months, home appreciation has been one percent. In comparison to the national average, the cost of living in the state is nearly seven percent lower. Unemployment in the Pelican State is also below the national average at four percent.

VA Home Loan Limits for Louisiana

NOTE: The following is for information purposes only.

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

As of 2020, there are no longer any loan limits. You can get a loan for $0 with no limit, provided you have full entitlement. For more information on Louisiana Parishes, and for information about having 2 VA loans open at once, see below.

  1. Acadia Parish
  2. Allen Parish
  3. Ascension Parish
  4. Assumption Parish
  5. Avoyelles Parish
  6. Beauregard Parish
  7. Bienville Parish
  8. Bossier Parish
  9. Caddo Parish
  10. Calcasieu Parish
  11. Caldwell Parish
  12. Cameron Parish
  13. Catahoula Parish
  14. Claiborne Parish
  15. Concordia Parish
  16. De Soto Parish
  17. East Baton Rouge Parish
  18. East Carroll Parish
  19. East Feliciana Parish
  20. Evangeline Parish
  21. Franklin Parish
  22. Grant Parish
  23. Iberia Parish
  24. Iberville Parish
  25. Jackson Parish
  26. Jefferson Parish
  27. Jefferson Davis Parish
  28. La Salle Parish
  29. Lafayette Parish
  30. Lafourche Parish
  31. Lincoln Parish
  32. Livingston Parish
  33. Madison Parish
  34. Morehouse Parish
  35. Natchitoches Parish
  36. Orleans Parish
  37. Ouachita Parish
  38. Plaquemines Parish
  39. Point Coupee Parish
  40. Rapides Parish
  41. Red River Parish
  42. Richland Parish
  43. Sabine Parish
  44. St. Bernard Parish
  45. St. Charles Parish
  46. St. Helena Parish
  47. St. James Parish
  48. St. John The Baptist Parish
  49. St. Landry Parish
  50. St. Martin Parish
  51. St. Mary Parish
  52. St. Tammany Parish
  53. Tangipahoa Parish
  54. Tensas Parish
  55. Terrebonne Parish
  56. Union Parish
  57. Vermilion Parish
  58. Vernon Parish
  59. Washington Parish
  60. Webster Parish
  61. West Baton Rouge Parish
  62. West Carroll Parish
  63. West Feliciana Parish
  64. Winn Parish