A multilingual, multicultural paradise, Louisiana is a state full of local culture and flair. Located in the deep south region of the country, French, African, Native and numerous other cultures have infused with one another making Louisiana one of the more distinct states. Cajun, Acadian and Creole cultures are a byproduct of this. These cultures are extremely prominent in the state’s largest city of New Orleans. NOLA as it is affectionately nicknamed is considered the birthplace of Jazz, a culinary center and a unique architectural area. Known for Mardi Gras, a carnival and celebration that coincides with Lent, New Orleans furthers Louisiana’s identity. The state has a vast array of landscapes, and in particular coastal, marsh and swamp areas. In fact, the natural beauty of these areas has led to the creation of a strong film industry in the state, especially in the three biggest cities of New Orleans, Shreveport and Baton Rouge.
The state was first explored by Europeans in 1528 when the Spanish expedition of Panfilo de Narvaez discovered the mouth of the Mississippi River. Famed explorer Hernando de Soto later navigated the state, coming into contact with the Caddo and Tunica tribes. The first permanent settlement in the state was established by France in the late 17th century. Following their defeat during the Seven Years War, France transferred control of the area to Spain. Eventually, the territory was re-ceded to France under Napoleon Bonaparte, before being sold to the United States in 1803 as the Louisiana Purchase. The territory would be split to form 15 separate states, as well as two Canadian provinces. Louisiana was admitted to the Union as the 18th state in 1812.
Today the state is home to 4,602,893 residents. Because the state is rich in petroleum and natural gas, the economy is largely based in energy and gas production. Louisiana also has several agricultural exports, producing more crawfish than anywhere else, supplying the planet 90 percent of its crawfish. Other agro-products include cotton, soybeans, cattle, sugarcane, poultry and eggs.
The state has a veteran population of just over 319,000, and major military bases in the state include Barksdale Air Force Base, Fort Polk, Joint Reserve Base New Orleans and NAS New Orleans.
In the state of Louisiana, if a veteran or service member is going to use a VA home loan to purchase a property, a termite inspection is required, and the purchase of manufactured homes is not permitted. The average home cost in the state is $154,000. Over the previous twelve months, home appreciation has been one percent. In comparison to the national average, the cost of living in the state is nearly seven percent lower. Unemployment in the Pelican State is also below the national average at four percent.
VA Home Loan Limits for Louisiana
NOTE: The following is for information purposes only.
To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.
The loan limits below are the maximum 2021, $0 down VA loan amount set for each parish. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.
- Acadia Parish $548,250
- Allen Parish $548,250
- Ascension Parish $548,250
- Assumption Parish $548,250
- Avoyelles Parish $548,250
- Beauregard Parish $548,250
- Bienville Parish $548,250
- Bossier Parish $548,250
- Caddo Parish $548,250
- Calcasieu Parish $548,250
- Caldwell Parish $548,250
- Cameron Parish $548,250
- Catahoula Parish $548,250
- Claiborne Parish $548,250
- Concordia Parish $548,250
- De Soto Parish $548,250
- East Baton Rouge Parish $548,250
- East Carroll Parish $548,250
- East Feliciana Parish $548,250
- Evangeline Parish $548,250
- Franklin Parish $548,250
- Grant Parish $548,250
- Iberia Parish $548,250
- Iberville Parish $548,250
- Jackson Parish $548,250
- Jefferson Parish $548,250
- Jefferson Davis Parish $548,250
- La Salle Parish $548,250
- Lafayette Parish $548,250
- Lafourche Parish $548,250
- Lincoln Parish $548,250
- Livingston Parish $548,250
- Madison Parish $548,250
- Morehouse Parish $548,250
- Natchitoches Parish $548,250
- Orleans Parish $548,250
- Ouachita Parish $548,250
- Plaquemines Parish $548,250
- Pointe Coupee Parish $548,250
- Rapides Parish $548,250
- Red River Parish $548,250
- Richland Parish $548,250
- Sabine Parish $548,250
- St. Bernard Parish $548,250
- St. Charles Parish $548,250
- St. Helena Parish $548,250
- St. James Parish $548,250
- St. John The Baptist Parish $548,250
- St. Landry Parish $548,250
- St. Martin Parish $548,250
- St. Mary Parish $548,250
- St. Tammany Parish $548,250
- Tangipahoa Parish $548,250
- Tensas Parish $548,250
- Terrebonne Parish $548,250
- Union Parish $548,250
- Vermilion Parish $548,250
- Vernon Parish $548,250
- Washington Parish $548,250
- Webster Parish $548,250
- West Baton Rouge Parish $548,250
- West Carroll Parish $548,250
- West Feliciana Parish $548,250
- Winn Parish $548,250