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Louisiana VA Home Loan Limits


A multilingual, multicultural paradise, Louisiana is a state full of local culture and flair. Located in the deep south region of the country, French, African, Native and numerous other cultures have infused with one another making Louisiana one of the more distinct states. Cajun, Acadian and Creole cultures are a byproduct of this. These cultures are extremely prominent in the state’s largest city of New Orleans. NOLA as it is affectionately nicknamed is considered the birthplace of Jazz, a culinary center and a unique architectural area. Known for Mardi Gras, a carnival and celebration that coincides with Lent, New Orleans furthers Louisiana’s identity. The state has a vast array of landscapes, and in particular coastal, marsh and swamp areas. In fact, the natural beauty of these areas has led to the creation of a strong film industry in the state, especially in the three biggest cities of New Orleans, Shreveport and Baton Rouge.

The state was first explored by Europeans in 1528 when the Spanish expedition of Panfilo de Narvaez discovered the mouth of the Mississippi River. Famed explorer Hernando de Soto later navigated the state, coming into contact with the Caddo and Tunica tribes. The first permanent settlement in the state was established by France in the late 17th century. Following their defeat during the Seven Years War, France transferred control of the area to Spain. Eventually, the territory was re-ceded to France under Napoleon Bonaparte, before being sold to the United States in 1803 as the Louisiana Purchase. The territory would be split to form 15 separate states, as well as two Canadian provinces. Louisiana was admitted to the Union as the 18th state in 1812.

Today the state is home to 4,602,893 residents. Because the state is rich in petroleum and natural gas, the economy is largely based in energy and gas production. Louisiana also has several agricultural exports, producing more crawfish than anywhere else, supplying the planet 90 percent of its crawfish. Other agro-products include cotton, soybeans, cattle, sugarcane, poultry and eggs.

The state has a veteran population of just over 319,000, and major military bases in the state include Barksdale Air Force Base, Fort PolkJoint Reserve Base New Orleans and NAS New Orleans.

In the state of Louisiana, if a veteran or service member is going to use a VA home loan to purchase a property, a termite inspection is required, and the purchase of manufactured homes is not permitted. The average home cost in the state is $154,000. Over the previous twelve months, home appreciation has been one percent. In comparison to the national average, the cost of living in the state is nearly seven percent lower. Unemployment in the Pelican State is also below the national average at four percent.

VA Home Loan Limits for Louisiana

NOTE: The following is for information purposes only.

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

The loan limits below are the maximum 2021, $0 down VA loan amount set for each parish. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Acadia Parish $548,250
  2. Allen Parish $548,250
  3. Ascension Parish $548,250
  4. Assumption Parish $548,250
  5. Avoyelles Parish $548,250
  6. Beauregard Parish $548,250
  7. Bienville Parish $548,250
  8. Bossier Parish $548,250
  9. Caddo Parish $548,250
  10. Calcasieu Parish $548,250
  11. Caldwell Parish $548,250
  12. Cameron Parish $548,250
  13. Catahoula Parish $548,250
  14. Claiborne Parish $548,250
  15. Concordia Parish $548,250
  16. De Soto Parish $548,250
  17. East Baton Rouge Parish $548,250
  18. East Carroll Parish $548,250
  19. East Feliciana Parish $548,250
  20. Evangeline Parish $548,250
  21. Franklin Parish $548,250
  22. Grant Parish $548,250
  23. Iberia Parish $548,250
  24. Iberville Parish $548,250
  25. Jackson Parish $548,250
  26. Jefferson Parish $548,250
  27. Jefferson Davis Parish $548,250
  28. La Salle Parish $548,250
  29. Lafayette Parish $548,250
  30. Lafourche Parish $548,250
  31. Lincoln Parish $548,250
  32. Livingston Parish $548,250
  33. Madison Parish $548,250
  34. Morehouse Parish $548,250
  35. Natchitoches Parish $548,250
  36. Orleans Parish $548,250
  37. Ouachita Parish $548,250
  38. Plaquemines Parish $548,250
  39. Pointe Coupee Parish $548,250
  40. Rapides Parish $548,250
  41. Red River Parish $548,250
  42. Richland Parish $548,250
  43. Sabine Parish $548,250
  44. St. Bernard Parish $548,250
  45. St. Charles Parish $548,250
  46. St. Helena Parish $548,250
  47. St. James Parish $548,250
  48. St. John The Baptist Parish $548,250
  49. St. Landry Parish $548,250
  50. St. Martin Parish $548,250
  51. St. Mary Parish $548,250
  52. St. Tammany Parish $548,250
  53. Tangipahoa Parish $548,250
  54. Tensas Parish $548,250
  55. Terrebonne Parish $548,250
  56. Union Parish $548,250
  57. Vermilion Parish $548,250
  58. Vernon Parish $548,250
  59. Washington Parish $548,250
  60. Webster Parish $548,250
  61. West Baton Rouge Parish $548,250
  62. West Carroll Parish $548,250
  63. West Feliciana Parish $548,250
  64. Winn Parish $548,250