Kentucky VA Home Loan Limits

kentucky state military va

Located in the Upland South, Kentucky has a culture rooted in Appalachian folklore, kindness, and hospitality. Nicknamed the Bluegrass State, Kentucky bluegrass grows out of numerous pastures found in the state because of how fertile the soil is. This calcium-rich soil led Kentucky to the forefront of American farming history. In 1799 the state became the home of the first commercial winery in the United States. The bluegrass area of the state was once considered the horse breeding capital of the country. Today, the state is fifth in goat farming, 8th in beef production and 14th in corn production. Coal is also produced in abundance, not surprising considering the sheer volume of natural resources that the state produces.

Officially named the Commonwealth of Kentucky, the state is only one of four to be designated as a commonwealth. Originally occupied by various indigenous tribes, human occupancy of the state is estimated to date back at least to 1,000 BC. Prior to statehood, Kentucky had been part of Virginia. The state was admitted to the union in 1792 as the 15th state. The two most well-known cities found in Kentucky are Louisville and Lexington. Kentucky is bordered by three major rivers, and also has numerous man-made and natural lakes that make it a paradise for boaters and outdoor lovers. Home to the greatest number of turkey and deer per capita and the largest free-ranging elk herd on the eastern side of the Mississippi River, hunters consider Kentucky a prime area. Known for its bourbon distilleries, music, collegiate athletics and barbecue the state has something for everyone.

Kentucky is the location for two major army bases—Fort Campbell and Fort Knox. Fort Campbell is home of the 101st Airborne Division, and the base also spans into neighboring Tennessee. Fort Knox is one of the largest U.S. military bases and is operated by both the Marines and the U.S. Army. In 2010, the Army Human Resource Center of Excellence opened in Kentucky and it employee’s number almost 4,300 people, including soldiers and civilians.

Kentucky boasts a veteran population of more than 342,000, making it a great place for veterans, and current service members to reside. For active-duty and veterans planning to purchase a home in the state using a VA-loan, it’s important to remember a termite inspection is required, and the purchase of manufactured homes using a VA loan is not permitted in the state.

The average home cost in Kentucky is $125,100. In the past twelve months, home appreciation has been 0.50 percent. Disabled service members in Kentucky, who own property, are entitled to a tax exemption of up to $36,000 if the former military member is 100 percent disabled as a result of their service.


Kentucky Military Short Sale  Assistance:

Did you purchase a home in Kentucky, and now you require short sale assistance? If so, call 888-573-4496 or complete the form below. With short sale assistance you’re ability to reuse your VA benefit to purchase another home in the future is not impacted. It’s also zero cost to the homeowner, and there’s no impact on security clearance. If you’re current on your loan at the time of your short sale, you can also have the peace of mind of knowing there’s minimal impact on your credit score.


VA Home Loan Limits for Kentucky:

NOTE: The following is for information purposes only.

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

The loan limits below are the maximum 2019, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Adair County VA Home Loan Limit $484,350
  2. Allen County VA Home Loan Limit $484,350
  3. Anderson County VA Home Loan Limit $484,350
  4. Ballard County VA Home Loan Limit $484,350
  5. Barren County VA Home Loan Limit $484,350
  6. Bath County VA Home Loan Limit $484,350
  7. Bell County VA Home Loan Limit $484,350
  8. Boone County VA Home Loan Limit $484,350
  9. Bourbon County VA Home Loan Limit $484,350
  10. Boyd County VA Home Loan Limit $484,350
  11. Boyle County VA Home Loan Limit $484,350
  12. Bracken County VA Home Loan Limit $484,350
  13. Breathitt County VA Home Loan Limit $484,350
  14. Breckinridge County VA Home Loan Limit $484,350
  15. Bullit County VA Home Loan Limit $484,350
  16. Butler County VA Home Loan Limit $484,350
  17. Caldwell County VA Home Loan Limit $484,350
  18. Calloway County VA Home Loan Limit $484,350
  19. Campbell County VA Home Loan Limit $484,350
  20. Carlisle County VA Home Loan Limit $484,350
  21. Carroll County VA Home Loan Limit $484,350
  22. Carter County VA Home Loan Limit $484,350
  23. Casey County VA Home Loan Limit $484,350
  24. Christian County VA Home Loan Limit $484,350
  25. Clark County VA Home Loan Limit $484,350
  26. Clay County VA Home Loan Limit $484,350
  27. Clinton County VA Home Loan Limit $484,350
  28. Crittenden County VA Home Loan Limit $484,350
  29. Cumberland County VA Home Loan Limit $484,350
  30. Daviess County VA Home Loan Limit $484,350
  31. Edmonson County VA Home Loan Limit $484,350
  32. Elliot County VA Home Loan Limit $484,350
  33. Estill County VA Home Loan Limit $484,350
  34. Fayette County VA Home Loan Limit $484,350
  35. Fleming County VA Home Loan Limit $484,350
  36. Floyd County VA Home Loan Limit $484,350
  37. Franklin County VA Home Loan Limit $484,350
  38. Fulton County VA Home Loan Limit $484,350
  39. Gallatin County VA Home Loan Limit $484,350
  40. Garrard County VA Home Loan Limit $484,350
  41. Grant County VA Home Loan Limit $484,350
  42. Graves County VA Home Loan Limit $484,350
  43. Grayson County VA Home Loan Limit $484,350
  44. Green County VA Home Loan Limit $484,350
  45. Greenup County VA Home Loan Limit $484,350
  46. Hancock County VA Home Loan Limit $484,350
  47. Hardin County VA Home Loan Limit $484,350
  48. Harlan County VA Home Loan Limit $484,350
  49. Harrison County VA Home Loan Limit $484,350
  50. Hart County VA Home Loan Limit $484,350
  51. Henderson County VA Home Loan Limit $484,350
  52. Henry County VA Home Loan Limit $484,350
  53. Hickman County VA Home Loan Limit $484,350
  54. Hopkins County VA Home Loan Limit $484,350
  55. Jackson County VA Home Loan Limit $484,350
  56. Jefferson County VA Home Loan Limit $484,350
  57. Jessamine County VA Home Loan Limit $484,350
  58. Johnson County VA Home Loan Limit $484,350
  59. Kenton County VA Home Loan Limit $484,350
  60. Knott County VA Home Loan Limit $484,350
  61. Knox County VA Home Loan Limit $484,350
  62. Larue County VA Home Loan Limit $484,350
  63. Laurel County VA Home Loan Limit $484,350
  64. Lawrence County VA Home Loan Limit $484,350
  65. Lee County VA Home Loan Limit $484,350
  66. Leslie County VA Home Loan Limit $484,350
  67. Letcher County VA Home Loan Limit $484,350
  68. Lewis County VA Home Loan Limit $484,350
  69. Lincoln County VA Home Loan Limit $484,350
  70. Livingston County VA Home Loan Limit $484,350
  71. Logan County VA Home Loan Limit $484,350
  72. Lyon County VA Home Loan Limit $484,350
  73. Madison County VA Home Loan Limit $484,350
  74. Magoffin County VA Home Loan Limit $484,350
  75. Marion County VA Home Loan Limit $484,350
  76. Marshall County VA Home Loan Limit $484,350
  77. Martin County VA Home Loan Limit $484,350
  78. Mason County VA Home Loan Limit $484,350
  79. Mccracken County VA Home Loan Limit $484,350
  80. Mccreary County VA Home Loan Limit $484,350
  81. Mclean County VA Home Loan Limit $484,350
  82. Meade County VA Home Loan Limit $484,350
  83. Menifee County VA Home Loan Limit $484,350
  84. Mercer County VA Home Loan Limit $484,350
  85. Metcalfe County VA Home Loan Limit $484,350
  86. Monroe County VA Home Loan Limit $484,350
  87. Montgomery County VA Home Loan Limit $484,350
  88. Morgan County VA Home Loan Limit $484,350
  89. Muhlenberg County VA Home Loan Limit $484,350
  90. Nelson County VA Home Loan Limit $484,350
  91. Nicholas County VA Home Loan Limit $484,350
  92. Ohio County VA Home Loan Limit $484,350
  93. Oldham County VA Home Loan Limit $484,350
  94. Owen County VA Home Loan Limit $484,350
  95. Owsley County VA Home Loan Limit $484,350
  96. Pendleton County VA Home Loan Limit $484,350
  97. Perry County VA Home Loan Limit $484,350
  98. Pike County VA Home Loan Limit $484,350
  99. Powell County VA Home Loan Limit $484,350
  100. Pulaski County VA Home Loan Limit $484,350
  101. Robertson County VA Home Loan Limit $484,350
  102. Rockcastle County VA Home Loan Limit $484,350
  103. Rowan County VA Home Loan Limit $484,350
  104. Russell County VA Home Loan Limit $484,350
  105. Scott County VA Home Loan Limit $484,350
  106. Shelby County VA Home Loan Limit $484,350
  107. Simpson County VA Home Loan Limit $484,350
  108. Spencer County VA Home Loan Limit $484,350
  109. Taylor County VA Home Loan Limit $484,350
  110. Todd County VA Home Loan Limit $484,350
  111. Trigg County VA Home Loan Limit $484,350
  112. Trimble County VA Home Loan Limit $484,350
  113. Union County VA Home Loan Limit $484,350
  114. Warren County VA Home Loan Limit $484,350
  115. Washington County VA Home Loan Limit $484,350
  116. Wayne County VA Home Loan Limit $484,350
  117. Webster County VA Home Loan Limit $484,350
  118. Whitley County VA Home Loan Limit $484,350
  119. Wolfe County VA Home Loan Limit $484,350
  120. Woodford County VA Home Loan Limit $484,350

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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