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Kansas VA Home Loan Limit

kansas aerial view

The geographical center of the country, Kansas is often called “the Heart of America.” Generally the first state that comes to mind when the word Midwestern is mentioned, the majority of the state lies in the Great Central Plain of the U.S. Named after the indigenous people the Kansa, the states namesake translates to “people of the wind.” In 1541, Francisco Vasques de Coronado became the first European to explore the area. Interestingly, a portion of modern day Kansas was acquired by the United States as part of the Louisiana Purchase, however the southern portion of the state belonged in the possession of Spain, and Mexico until the end of the Mexican-American war in 1848. The territory was admitted to the Union as the 34th state in 1861. Largely underdeveloped, Kansas became an important political area leading up to the Civil War. In the 1850’s a migration boom occurred when both New England Free staters and pro-slavery settlers funneled into the state, hoping to control it politically. The state became a breeding ground for violence as abolitionist and pro-slave factions had numerous bloody confrontations, earning the state the nickname “Bleeding Kansas.” Eventually, pro abolitionists won out, and the state was admitted to the Union as a free state. Following the Civil War, Kansas became an important agricultural producer, a tradition it continues to this day. Kansas is a large scale exporter of corn, wheat, sorghum and sunflowers.

The state has a population of 2,893,957, making it the 34th most populous state. The area encompassed by the state is the 15th most extensive in the country. The largest city in the state is Wichita, and the Capital is Topeka.

With the American West on full display, history is a focal point, in fact, every small town in the state has some unique, historically significant point of interest. The culinary style of Kansas City Barbecue is renowned nationwide. The cornerstone of this is the slow pit preparation style and the accompanied sauce. Well-known restaurants in the state that serve this style of food include Zarda BBQ, Gates BBQ, Hayward’s Pit BBQ and K&M BBQ.

Kansas has a veteran population of almost 230,000. The state is home to several major military installations including McConnell Air Force Base, Fort Riley, and Fort Leavenworth,

The state enjoys relatively low taxes and an affordable cost of living. For veterans who plan to purchase a home in Kansas, a termite inspection is required.

The average home cost in the state is $129,700. The cost of living is nearly 12 percent below the national average. The unemployment rate is significantly lower than the national average as well, and recent job growth has been positive.


Kansas VA Home Loan Limits

NOTE: The following is for information purposes only.

To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.

The loan limits below are the maximum 2021, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Allen County $548,250
  2. Anderson County $548,250
  3. Atchison County $548,250
  4. Barber County $548,250
  5. Barton County $548,250
  6. Bourbon County $548,250
  7. Brown County $548,250
  8. Butler County $548,250
  9. Chase County $548,250
  10. Chautauqua County $548,250
  11. Cherokee County $548,250
  12. Cheyenne County $548,250
  13. Clark County $548,250
  14. Clay County $548,250
  15. Cloud County $548,250
  16. Coffey County $548,250
  17. Comanche County $548,250
  18. Cowley County $548,250
  19. Crawford County $548,250
  20. Decatur County $548,250
  21. Dickinson County $548,250
  22. Doniphan County $548,250
  23. Douglas County $548,250
  24. Edwards County $548,250
  25. Elk County $548,250
  26. Ellis County $548,250
  27. Ellsworth County $548,250
  28. Finney County $548,250
  29. Ford County $548,250
  30. Franklin County $548,250
  31. Geary County $548,250
  32. Gove County $548,250
  33. Graham County $548,250
  34. Grant County $548,250
  35. Gray County $548,250
  36. Greeley County $548,250
  37. Greenwood County $548,250
  38. Hamilton County $548,250
  39. Harper County $548,250
  40. Harvey County $548,250
  41. Haskell County $548,250
  42. Hodgeman County $548,250
  43. Jackson County $548,250
  44. Jefferson County $548,250
  45. Jewell County $548,250
  46. Johnson County $548,250
  47. Kearny County $548,250
  48. Kingman County $548,250
  49. Kiowa County $548,250
  50. Labette County $548,250
  51. Lane County $548,250
  52. Leavenworth County $548,250
  53. Lincoln County $548,250
  54. Linn County $548,250
  55. Logan County $548,250
  56. Lyon County $548,250
  57. Marion County $548,250
  58. Marshall County $548,250
  59. Mcpherson County $548,250
  60. Meade County $548,250
  61. Miami County $548,250
  62. Mitchell County $548,250
  63. Montgomery County $548,250
  64. Morris County $548,250
  65. Morton County $548,250
  66. Nemaha County $548,250
  67. Neosho County $548,250
  68. Ness County $548,250
  69. Norton County $548,250
  70. Osage County $548,250
  71. Osborne County $548,250
  72. Ottawa County $548,250
  73. Pawnee County $548,250
  74. Phillips County $548,250
  75. Pottawatomie County $548,250
  76. Pratt County $548,250
  77. Rawlins County $548,250
  78. Reno County $548,250
  79. Republic County $548,250
  80. Rice County $548,250
  81. Riley County $548,250
  82. Rooks County $548,250
  83. Rush County $548,250
  84. Russell County $548,250
  85. Saline County $548,250
  86. Scott County $548,250
  87. Sedgwick County $548,250
  88. Seward County $548,250
  89. Shawnee County $548,250
  90. Sheridan County $548,250
  91. Sherman County $548,250
  92. Smith County $548,250
  93. Stafford County $548,250
  94. Stanton County $548,250
  95. Stevens County $548,250
  96. Sumner County $548,250
  97. Thomas County $548,250
  98. Trego County $548,250
  99. Wabaunsee County $548,250
  100. Wallace County $548,250
  101. Washington County $548,250
  102. Wichita County $548,250
  103. Wilson County $548,250
  104. Woodson County $548,250
  105. Wyandotte County $548,250