The geographical center of the country, Kansas is often called “the Heart of America.” Generally the first state that comes to mind when the word Midwestern is mentioned, the majority of the state lies in the Great Central Plain of the U.S. Named after the indigenous people the Kansa, the states namesake translates to “people of the wind.” In 1541, Francisco Vasques de Coronado became the first European to explore the area. Interestingly, a portion of modern day Kansas was acquired by the United States as part of the Louisiana Purchase, however the southern portion of the state belonged in the possession of Spain, and Mexico until the end of the Mexican-American war in 1848. The territory was admitted to the Union as the 34th state in 1861. Largely underdeveloped, Kansas became an important political area leading up to the Civil War. In the 1850’s a migration boom occurred when both New England Free staters and pro-slavery settlers funneled into the state, hoping to control it politically. The state became a breeding ground for violence as abolitionist and pro-slave factions had numerous bloody confrontations, earning the state the nickname “Bleeding Kansas.” Eventually, pro abolitionists won out, and the state was admitted to the Union as a free state. Following the Civil War, Kansas became an important agricultural producer, a tradition it continues to this day. Kansas is a large scale exporter of corn, wheat, sorghum and sunflowers.
The state has a population of 2,893,957, making it the 34th most populous state. The area encompassed by the state is the 15th most extensive in the country. The largest city in the state is Wichita, and the Capital is Topeka.
With the American West on full display, history is a focal point, in fact, every small town in the state has some unique, historically significant point of interest. The culinary style of Kansas City Barbecue is renowned nationwide. The cornerstone of this is the slow pit preparation style and the accompanied sauce. Well-known restaurants in the state that serve this style of food include Zarda BBQ, Gates BBQ, Hayward’s Pit BBQ and K&M BBQ.
Kansas has a veteran population of almost 230,000. The state is home to several major military installations including McConnell Air Force Base, Fort Riley, and Fort Leavenworth,
The state enjoys relatively low taxes and an affordable cost of living. For veterans who plan to purchase a home in Kansas, a termite inspection is required.
The average home cost in the state is $129,700. The cost of living is nearly 12 percent below the national average. The unemployment rate is significantly lower than the national average as well, and recent job growth has been positive.
Kansas VA Home Loan Limits
NOTE: The following is for information purposes only.
To find out the exact dollar amount you qualify for, call the VA Home Loan Centers Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application located here.
The loan limits below are the maximum 2021, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.
- Allen County $548,250
- Anderson County $548,250
- Atchison County $548,250
- Barber County $548,250
- Barton County $548,250
- Bourbon County $548,250
- Brown County $548,250
- Butler County $548,250
- Chase County $548,250
- Chautauqua County $548,250
- Cherokee County $548,250
- Cheyenne County $548,250
- Clark County $548,250
- Clay County $548,250
- Cloud County $548,250
- Coffey County $548,250
- Comanche County $548,250
- Cowley County $548,250
- Crawford County $548,250
- Decatur County $548,250
- Dickinson County $548,250
- Doniphan County $548,250
- Douglas County $548,250
- Edwards County $548,250
- Elk County $548,250
- Ellis County $548,250
- Ellsworth County $548,250
- Finney County $548,250
- Ford County $548,250
- Franklin County $548,250
- Geary County $548,250
- Gove County $548,250
- Graham County $548,250
- Grant County $548,250
- Gray County $548,250
- Greeley County $548,250
- Greenwood County $548,250
- Hamilton County $548,250
- Harper County $548,250
- Harvey County $548,250
- Haskell County $548,250
- Hodgeman County $548,250
- Jackson County $548,250
- Jefferson County $548,250
- Jewell County $548,250
- Johnson County $548,250
- Kearny County $548,250
- Kingman County $548,250
- Kiowa County $548,250
- Labette County $548,250
- Lane County $548,250
- Leavenworth County $548,250
- Lincoln County $548,250
- Linn County $548,250
- Logan County $548,250
- Lyon County $548,250
- Marion County $548,250
- Marshall County $548,250
- Mcpherson County $548,250
- Meade County $548,250
- Miami County $548,250
- Mitchell County $548,250
- Montgomery County $548,250
- Morris County $548,250
- Morton County $548,250
- Nemaha County $548,250
- Neosho County $548,250
- Ness County $548,250
- Norton County $548,250
- Osage County $548,250
- Osborne County $548,250
- Ottawa County $548,250
- Pawnee County $548,250
- Phillips County $548,250
- Pottawatomie County $548,250
- Pratt County $548,250
- Rawlins County $548,250
- Reno County $548,250
- Republic County $548,250
- Rice County $548,250
- Riley County $548,250
- Rooks County $548,250
- Rush County $548,250
- Russell County $548,250
- Saline County $548,250
- Scott County $548,250
- Sedgwick County $548,250
- Seward County $548,250
- Shawnee County $548,250
- Sheridan County $548,250
- Sherman County $548,250
- Smith County $548,250
- Stafford County $548,250
- Stanton County $548,250
- Stevens County $548,250
- Sumner County $548,250
- Thomas County $548,250
- Trego County $548,250
- Wabaunsee County $548,250
- Wallace County $548,250
- Washington County $548,250
- Wichita County $548,250
- Wilson County $548,250
- Woodson County $548,250
- Wyandotte County $548,250