Table of Contents
- What is the VA Loan Limit?
- How to Apply for a VA Home Loan?
- What is the Median Home Price?
- What are the VA Appraisal Fees?
- Do I need Flood Insurance?
- How do I learn about Property Taxes?
- What is the Population?
- What are the major cities?
- About Hood River County
- Veteran Information
- Apply for a VA Home Loan
- VA Approved Condos
FAQ
What is the VA Loan Limit?
2021 VA Home Loan Limit: $0 down payment up to $5,000,000* (subject to lender limits) /2 open VA loans at one time $548,250 (Call 877-432-5626 for details).
How to Apply for a VA Home Loan?
This is a quick look at how to apply for a VA home loan in Hood River County. For a more detailed overview of the VA home loan process, check out our complete guide on how to apply for a VA home loan. Here, we’ll go over the general steps to getting a VA home loan and point out some things to pay attention to in Hood River County. If you have any questions, you can call us at VA HLC and we’ll help you get started.
- Get your Certificate of Eligibility (COE)
- Give us a call at (877) 432-5626 and we’ll get your COE for you.
- Are you applying for a refinance loan? Check out our complete guide to VA Refinancing.
- Get pre-approved, to get pre-approved for a loan, you’ll need:
- Previous two years of W2s
- Most recent 30 days paystubs or LES (active duty)
- Most recent 60 days bank statements
- Landlord and HR/Payroll Department contact info
- Find a home
- We can help you check whether the home is in one of the Hood River County flood zones
- Get the necessary inspections
- Termite inspection: required
- Well or septic inspections needed, if applicable
- Get the home appraised
- We can help you find a VA-Certified appraiser in Hood River County and schedule the process
- Construction loan note: Construction permit/appraisal info
- Building permit
- Elevation certificate
- Lock-in your interest rates
- Pro tip: Wait until the appraisal to lock-in your loan rates. If it turns out you need to make repairs, it can push your closing back. Then you can get stuck paying rate extension fees.
- Close the deal and get packing!
- You’re ready to go.
What is the Median Home Price?
As of September 30, 2020, the median home value for Hood River County is $477,075. In addition, the median household income for residents of the county is $62,935 which is higher than the national average.
How much are the VA Appraisal Fees?
- Single-Family: $775.
- Individual Condo: $825.
- Manufactured Homes: $825.
- 2-4 Unit Multi-Family: $950.
- Appraisal Turnaround Times: 15 days.
Do I need Flood Insurance?
The VA requires properties are required to have flood insurance if they are in a Special Flood Hazard Area.
How do I learn about Property Taxes?
- Brian D. Beebe is the Hood River county tax assessor. His office can be reached at 601 State Street 3rd floor Hood River, Oregon 97031. In addition, his office can also be reached by calling (541) 386-4522.
- The state of Oregon offers businesses that invest and hire in enterprise zones the option to be exempt from property taxes for at least three years. In addition, the Oregon Investment Advantage program encourages new businesses that are starting as well as the ones who are relocating to the state with various incentives. For example, the program offers income tax subtraction and elimination of state income liability for new businesses for many years.
What is the Population?
- The county’s population of 23,382 is 63% White, 31% Hispanic, and 3% Mixed Races.
- Most county residents are between 18 and 65 years old, with 24% under 18 years old and 16% older than 65.
- In total, the county has about 8,539 households, at an average of 2 people per household.
What are the major cities?
The two cities within the county are Cascade Rocks and Hood River, and the latter serves as the county seat.
About Hood River County
Hood River County is the perfect place for those looking to get back to nature and enjoy city amenities and resources. Located on the northern edge of Oregon, Hood River County is home to many beautiful outdoor attractions. Make sure to check out all the fun and interesting indoor attractions, including museums, art galleries, and golf courses. See all the amazing historical landmarks in the area, some dating back to the early 1900s. Hood River County was officially founded on June 23, 1908, and was named after the majestic Hood River. The current population of the county is 23,377.
All your favorite outdoor activities can be enjoyed at any of the scenic outdoor spots in Hood River County. Visit the majestic Lost Lake, which is home to some of the most beautiful beaches and nearby areas for camping. Starvation Creek State Park is home to miles of scenic trails, perfect for hiking, biking, and horseback riding. Starvation Creek State Park is also home to beautiful waterways and campsites. Other beautiful outdoor attractions in the area include Tunnel Falls, Lolo Pass, and the Columbia River Gorge National Scenic Area.
Bring your friends and family to all the fun and interesting attractions in Hood River County. Mt. Hood Meadows is the perfect place to enjoy all your favorite winter activities, including snowboarding, tubing, skiing, and much more! Mt. Hood Meadows also hosts special events and is home to a relaxing lodge. Other great spots for winter sports include the Cooper Spur Ski and Tubing Area and White River West Sno-Park. For even more fun, be sure to visit Hood River Lavender Farms, Marchesi Vineyards & Winery, and Cascade Locks Marine Park.
If you are interested in local history, then be sure to visit any of Hood River County’s historical landmarks. Butler Bank is a beautiful historic structure that has been standing since 1924. Other historic landmarks in the area include the Cascade Locks Work Center, Ernest S., and Clara C. Colby House, and Columbia Gorge Hotel.
Veteran Information
The county is currently home to 1,166 veterans, and they all have access to:
- Hood River County is home to one VFW post:
- Post 2471 Willard Anderson – 940 Montana Ct. Hood River, OR 97031.
- County Veteran Assistance Information.
- Hood River County Veteran’s Service Office – 601 State Street, Hood River, OR 97031.
Apply for a VA Home Loan
- For more information about VA Home Loans and how to apply, click here.
- If you meet the VA’s eligibility requirements, you will be able to enjoy some of the best government guaranteed home loans available.
- VA loans can finance the construction of a property. However, the property must be owned and prepared for construction as the VA cannot ensure vacant land loans.
VA Approved Condos
| Name (ID): BIG RIVER (000470) Address: CONDOS HOOD RIVER OR 97031 HOOD RIVER Status: Accepted Without Conditions Request Received Date: 09/13/2015 Review Completion Date: 09/15/2015 |
Links
Oregon VA Loan Information: https://www.vahomeloancenters.org/oregon-va-home-loan-limits/
VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/
