A 3rd party broker that specializes in mortgages guaranteed by the US government

Home Buying Basics

Calculate & View Your Amortization Payment Schedule

This calculator will calculate the breakdown of principal and interest payments for each year that you will be paying for the life of the loan. You can also view the monthly breakdowns. This calculator can be used for refinance or purchase payment schedules. The mortgage calculator does not include (nor calculate) property taxes and homeowners […]

Read More

Determine How Much Mortgage You Can Afford

This calculation does not include any other fees that might be included with your mortgage payments. The mortgage calculator does include property taxes and homeowners insurance. – The amount you will pay for taxes and insurance will vary by the location of the property. Principal and interest payments are based on a 30 year fixed […]

Read More

Investor Use for government home loans

Occupancy requirements for government insured mortgage products including VA, FHA, USDA, CALVET mortgage products. Many buyers would like to use their VA benefit to purchase non-owner-occupied property. A borrower can rent out a home that is financed with a government insured loan. However, a borrower may not use a government insured loan to buy a […]

Read More

How much home can You afford?

This calculator will determine a mortgage amount based on the payment that you want. It is not a pre-qualification nor loan commitment. The data provided is for information only. To determine what you will be approved for, fill out the VA Home Loan application. or call the VA Home Loan Centers application assistance hot-line located […]

Read More

VA Home Loan Status and Account Creation

This page is to create an account to view your VA home loan status real time. NOTE: The loan status will only be provided for loans originated directly through VA Home Loan Centers. UPDATE – This page is no longer supported. Call 888-573-4496 to obtain a username and password to obtain real-time access to your […]

Read More

Home of the No Money Down, No Buyer Paid Closing Costs

VA Home Loan Centers is home of the VA No – No! These special VA loans offer no money down, no closing costs and no money out of pocket! The mission of VA Home Loan Centers is to help veterans, active duty military, and their families achieve the American dream. Click here to apply for […]

Read More

ACER credit repair

You can now legally repair your credit and increase your credit score FOR LESS THAN $1.00 PER DAY! CAll 1-858-935-7303 to enroll In an effort to stimulate the economy and the financial directives of congress, VA Home Loan Centers announces the implementation of ACER (Advanced Credit Enhancement & Repair)! ACER is specifically designed to provide […]

Read More

Home Warranties for Buyers and Sellers

The seller or the buyer can purchase a home warranty, and this is usually paid for at closing time. Home warranties cover repair or replacement for appliances or other things associated with the home. Each warranty is specific to the home it covers. If you’re looking at new home construction, most builders are required to […]

Read More

Consider the future resale potential for your new home

You might think it’s strange to consider selling a house you don’t even own yet, but what if you decide to move? Do you want a house that has grown in value and sells quickly? Sure you do. Many of us won’t live in the same house forever, so when considering a purchase it makes […]

Read More

Making an offer to purchase

Determining a Home’s Value No matter how seasoned a buyer may be, no matter how many homes you’ve purchased or what you know about the market value of homes in your area, it can still be unsettling to make a formal offer. Below are some ideas about what you should or shouldn’t do when making […]

Read More

5 Reasons Why Great Houses Don’t Sell

There are many reasons why some houses don’t sell quickly, but after they’ve been on the housing market for awhile, it’s possible that their owners will be ready to listen to smaller offers. If you’re looking for a good buy, one of these homes might be something to explore. The House is overpriced. Some houses […]

Read More