Home Buying Basics

Investor Use for government home loans

Occupancy requirements for government insured mortgage products including VA, FHA, USDA, CALVET mortgage products. Many buyers would like to use their VA benefit to purchase non-owner-occupied property. A borrower can rent out a home that is financed with a government insured loan. However, a borrower may not use a government insured loan to buy a […]

How much home can You afford?

This calculator will determine a mortgage amount based on the payment that you want. It is not a pre-qualification nor loan commitment. The data provided is for information only. To determine what you will be approved for, fill out the VA Home Loan application. or call the VA Home Loan Centers application assistance hot-line located […]

Home of the No Money Down, No Buyer Paid Closing Costs

VA Home Loan Centers is home of the VA No – No! These special VA loans offer no money down, no closing costs and no money out of pocket! The mission of VA Home Loan Centers is to help veterans, active duty military, and their families achieve the American dream. Click here to apply for […]

Home Warranties for Buyers and Sellers

The seller or the buyer can purchase a home warranty, and this is usually paid for at closing time. Home warranties cover repair or replacement for appliances or other things associated with the home. Each warranty is specific to the home it covers. If you’re looking at new home construction, most builders are required to […]

Consider the future resale potential for your new home

You might think it’s strange to consider selling a house you don’t even own yet, but what if you decide to move? Do you want a house that has grown in value and sells quickly? Sure you do. Many of us won’t live in the same house forever, so when considering a purchase it makes […]

Making an offer to purchase

Determining a Home’s Value No matter how seasoned a buyer may be, no matter how many homes you’ve purchased or what you know about the market value of homes in your area, it can still be unsettling to make a formal offer. Below are some ideas about what you should or shouldn’t do when making […]

5 Reasons Why Great Houses Don’t Sell

There are many reasons why some houses don’t sell quickly, but after they’ve been on the housing market for awhile, it’s possible that their owners will be ready to listen to smaller offers. If you’re looking for a good buy, one of these homes might be something to explore. The House is overpriced. Some houses […]