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Highlands County, Florida VA Home Loan Info

florida va home loan limits2021 $0 down, VA home loan limit for Highlands County is $548,250.

With an area of 1,017 square miles, Highlands County is the 14th biggest county by size in the state of Florida. Located in the mid-southern portion of the state, the county consists of less than 100 square miles of water. The county’s largest lake connects to the Kissimmee River, and Lake Istokpoga also borders the area. Formed in 1921, the county was carved out of DeSoto County along with Charlotee, Glades and Hardee counties. Highlands County has a population of 98,786. The county population has the distinction of being the fifth-oldest population in the United States. Sebring is both the largest city and the county seat. Nicknamed “The City on the Circle”, Sebring has a historical downtown district, featuring 22 historical buildings, restaurants and bars; The Sebring International Raceway, one of the oldest race tracks in the country and host of the 12 Hours of Sebring event. The county has a humid subtropical climate. An outlier in the region, the county has seasonal rainfall with over half of the total rainfall happening during the summer months.

Apply for a VA home loan in Highlands County by following this link!

Veterans in Highlands County

Highlands County is the site of the Avon Park Air Force Range. The bombing range and air-ground training complex is also known as the MacDill Air Force Base Auxiliary Field. The facility is the main air-to-ground-training range for the 482nd Fight Wing. Major units assigned to the complex included the 336thm 397th and 88th Bombardment Groups. Because operations have been drastically scaled down over the years, a three-blade propeller memorial was built next to the administration building in tribute to military members who have served through this facility.

Highlands County is home to almost 10,000 veteran residents. These residents have access to the Sebring Community Based Outpatient Clinic. The clinic provides primary care, mental health care, referrals, social work, EKG Service among other wellness offerings.

Veteran homeowners in Florida might qualify for a property tax exemption if they suffered a service-related injury that has left them with a disability rating of ten percent or greater. If a veteran meets these conditions, they qualify for an exemption of $5,000. Totally disabled veterans are entitled to a full property tax exemption.

VFW Post:

Post 4300 Sebring Memorial Post
1041 Lakeview Dr
Sebring, FL 33870
United States
Phone: (863) 385-8902

Meeting Location & Time
1041 Lakeview Dr
Sebring, FL 33870
United States
7:00 PM 3rd Monday

Quartermaster: Paul Plott
Commander: James Vanhouten

Post 9853 Combat Veterans Memorial Post
75 N Olivia Dr
Avon Park, FL 33825
United States
Phone: (863) 452-9853

Meeting Location & Time
75 N Olivia Dr
Avon Park, FL 33825
United States
7:00 PM 2nd Wednesday

Quartermaster: Rick Rafferty
Commander: David Baker

Maximum VA Appraisal Fees Allowable In Highlands County

  • Single Family: $425
  • Condominium: $425
  • Manufactured Housing: $425
  • Duplex $500
  • Triplex: $550
  • Fourplex: $600
  • Repair Certification: $100

Highlands County Property Search

The VA HLC property search can be used for the following areas:

Avon Park, Sebring, Lake Placid, Avon Park Lakes, Brighton, Cornwell, DeSoto City, Fort Basinger, For Kissimmee, Hicoria, Lorida, Placid Lakes, Spring Lake, Sylvan Shores, Venus

Highlands County VA Approved Condos

Currently, there are no VA approved condos in Highlands County. For assistance with a condo approval, project contact VA Home Loan Centers immediately at 888-573-4496.


  1. Florida VA Loan Information: https://www.vahomeloancenters.org/florida-va-home-loan-limits/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/