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Hampden County, Massachusetts VA Home Loan Info


Massachusetts VA home loan limits
2021 $0 down, VA home loan limit for Hampden County is $548,250.

Containing the largest city on the Connecticut River, in the Pioneer Valley Region of Massachusetts, Hampden County has a population of almost half-a-million residents. The city of Springfield is the cultural and economic capital of the area. In an area nicknamed the Knowledge Corridor, 29 colleges, and universities, educating 120,000 students yearly are found in the at large area. Notable institutions of higher learning in the county include American International College, Springfield College, Tufts University School of Medicine, Western New England University and the University of Massachusetts Urban Design Center. The County is famous for being the birthplace of Basketball and has the Naismith Memorial Basketball Hall of Fame.

Other entertainment venues around the county are the Springfield City Library, The Indian Motorcycle Museum, and The Springfield Vintage Grand Prix. Six Flags New England is four miles from Springfield.


Your Dream Home is Waiting

Contact VA Home Loan Centers to be matched with a licensed real estate agent.


Veterans in Hampden County

The site of the Springfield Armory, the main center of military firearms manufacturing from the Revolutionary War through War in Vietnam, Hampden County has a long and storied relationship with the American Armed Forces. The Armory became the focus of national attention in the 1780’s as the location of Shays’ Rebellion.

Hampden County has a fairly large veteran population of more than 30,000. Because the county government was absolved in the 1990’s, many functions of government are carried out via state agencies or by the local government of each specific community.

The majority of veterans in the county reside in Springfield. These veterans are advocated for by the Springfield Office of Veterans Services. This department maintains a commit of assisting veterans in the following areas:

  • Benefits claims
  • Medicare
  • Pensions
  • Social Security Information
  • Public Employees Retirement Fund
  • Disability Options

Additional wellness and healthcare services are provided to local veterans by the Springfield Vet Center, and the Springfield Community Based Outpatient Clinic.

The outpatient clinic offers medical services and mental health services. Medical services provided at the facility include primary care, dermatology, urology, orthopedics, women’s health, neurology, nutrition, respiratory clinic and home care. Additionally, the clinic works treats existing chronic, non-emergency conditions and provides immunizations. For medical issues that cannot be treated at the clinic, patients are referred to the Northampton VA Medical Center in Hampshire County.

Mental health services provided include diagnostic evaluation, individual and group therapy, and family psychotherapy. The clinic specializes in treating PTSD and substance abuse related issues. The clinic also gives referrals to other community resources and inpatient treatment options.

The Springfield Vet Center is an additional option for veterans in need of readjustment counseling. The vet center is located in West Springfield and holds hours Monday through Friday. The facility works with veterans and their families facing substance abuse, PTSD and other trauma related issues. In the attempt to better serve former members of the military, the facility will stay open after normal hours upon specific request.

Hampden County is the site of the Westover Air Reserve Base. The base is the biggest Air Reserve Base in the United States of America. The base is used for maintenance operations and storage of the militaries heaviest aircrafts. The long runways onsite are extremely advantageous, and the most important units housed at the base are the 439-th Airlift Wing, the 4-th Air Force, and the 302-nd Combat Support Brigade.

Disabled veterans who own property in Hampden County are entitled to a property tax exemption under multiple circumstances. If a veteran has a disability rating of ten percent, they are entitled to an exemption of $400. If a veteran has lost the functionality of one eye, arm or foot they are entitled to an exemption of $750. If the veteran has lost the functionality of both hands, eyes or feet they are entitled to an exemption of $1,250.


VFW Post                           

Post 625 Wm. F. Davitt Post
374 Front St
Chicopee, MA 010133119
United States
Phone: (413) 594-9821

Meeting Location & Time
374 Front St
Chicopee, MA 01013-3119
United States
11:00 AM 2nd Sunday

Quartermaster: Leroy Williams
Commander: Walter Wilson


Post 6714 Barcomb-Trowbridge Post
704 Chicopee St
Apt C
Chicopee, MA 01013-2972
United States
Phone: (413) 736-9655

Meeting Location & Time
76 Westfield St
West Springfield, MA 01089-2548
United States
10:45 AM 2nd Sunday

Quartermaster: Walter Thornholt
Commander: Norman Burns


Post 801 George G. Clarke Post
310 Appleton St War Memorial Building
Holyoke, MA 010404974
United States
Phone: (413) 534-7584

Meeting Location & Time
310 Appleton St
Holyoke, MA 01040-4907
United States
7:00 PM 3rd Tuesday

Quartermaster: Thomas Paul
Commander: Brian Willette


Post 7352 Forest Park Post
63 Veterans Way
Springfield, MA 011083310
United States
Phone: (413) 739-8658

Meeting Location & Time
63 Veterans Way
Springfield, MA 011083310
United States
11:00 A. M. 1 st Sunday

Quartermaster: James Cooper
Commander: James Squire


Maximum VA Appraisal Fees Allowable In Hampden County:

  • Single Family: $415
  • Condominium: $425
  • Manufactured Housing: $415
  • Duplex $550
  • Triplex: $550
  • Fourplex: $550
  • Repair Certification: $100

Hampden County Property Search

The VA HLC property search can be used for the following areas:

Agawam, Chicopee, Holyoke, Palmer, Springfield, West Springfield, Westfield, Blabdford, Brimfield, Chester, East Longmeadow, Granville, Hampden, Holland Longmeadow, Ludlow, Monson, Montgomery, Russell, Southwick, Tolland, Wales, Willbraham, Feeding Hills, Aldenville, Burnett Road, Fairview, Bondsville, Depot Village, Three Rivers, Monson Center, Woronoco, Bay, Boston Road, Brightwood, East Forest Park, East Springfield, Forest Park, Indian Orchard, Liberty Heights, McKnight, Memorial Square, Merrick, Metro Center, Old Hill, Pine Point, Six Corners and Maple High, Sixteen Acres, South End, Upper Hill

VA Home Loan Centers can help you find the right VA approved condo! Call 888-573-4496 to speak with an agent.


Hampden County VA Approved Condos

Condo Name (ID): 101 CABOT STREET CONDO (MA1686)
Address: 20 UNITS/1 BUILDING HOLYOKE  MA  01040  HAMPDEN
Status: Accepted Without Conditions
Last Update: Unavailable
Request Received Date: 06/18/2010
Review Completion Date: 07/12/2010


Condo Name (ID): 9-11 WAVERLY ST (MA1410)
Address: BROCKTON  MA  02474  HAMPDEN
Status: Accepted With Conditions
Last Update: Unavailable
Request Received Date: 04/11/2006
Review Completion Date: 05/01/2006


Condo Name (ID): BEEKMAM PLACE ESTATES (MA0004)
Address: AGAWAM  MA  01001  –  0000  HAMPDEN
Status: Accepted Without Conditions
Last Update: Unavailable
Request Received Date: 02/10/2012
Review Completion Date: Unavailable


Condo Name (ID): CEDAR WOODS (MA1281)
Address: CHICOPEE  MA  01013  HAMPDEN
Status: HUD Accepted
Last Update: Unavailable
Request Received Date:08/08/2002
Review Completion Date: 08/08/2002


Condo Name (ID): DALE STREET CONDOMINIUMS (MA1476)
Address: CHICOPEE  MA  01013  HAMPDEN
Status: HUD Accepted
Last Update: Unavailable
Request Received Date: 04/14/2008
Review Completion Date: Unavailable


Condo Name (ID): EDGEWATER GARDENS CONDO (MA1706)
Address: SAINT KOLBE DR & ARBOR HOLYOKE  MA  01040  HAMPDEN
Status: Accepted With Conditions
Last Update: Unavailable
Request Received Date: 07/26/2010
Review Completion Date: 08/05/2010


Condo Name (ID): GLEN MILL CONDO (MA1424)
Address: GRANVILLE RD. WESTFIELD  MA  01085  HAMPDEN
Status: Accepted Without Conditions
Last Update: Unavailable
Request Received Date: 10/25/2006
Review Completion Date: Unavailable


Condo Name (ID): OAKHILL CONDO (MA1598)
Address: 1421 GRANBY RD CHICOPEE  MA  01020  HAMPDEN
Status: Accepted Without Conditions
Last Update: Unavailable
Request Received Date: 09/04/2009
Review Completion Date: 10/01/2009


Condo Name (ID): PINE STREET CONDOMINIUM (MA1630)
Address: TRUST BONDSVILLE  MA  01069  HAMPDEN
Status: Accepted Without Conditions
Last Update: Unavailable
Request Received Date: 11/17/2009
Review Completion Date: 11/18/2009


Condo Name (ID): PLEASANT HAVEN CONDO (MA1544)
Address: 16 UNITS/3 PHASES/3 BLDG CHICOPEE  MA  01020  HAMPDEN
Status: Accepted Without Conditions
Last Update: Unavailable
Request Received Date: 02/10/2009
Review Completion Date: 02/23/2009


Condo Name (ID): SHERRI LANE ESTATES (MA1413)
Address: AGAWAM  MA  01001  HAMPDEN
Status: HUD Accepted
Last Update: Unavailable
Request Received Date: 05/16/2006
Review Completion Date: 05/17/2006


Condo Name (ID): THE RIVERBEND AT BONDSVIL (MA1332)
Address: (BONDSVILLE) PALMER  MA  01009  HAMPDEN
Status: HUD Accepted
Last Update: Unavailable
Request Received Date: 08/19/2004
Review Completion Date: 08/19/2004


Condo Name (ID): THE WOODS AT THREE RIVERS (MA1692)
Address: 192 BOURNE ST PALMER  MA  01080  HAMPDEN
Status: Accepted Without Conditions
Last Update: Unavailable
Request Received Date: 06/21/2010
Review Completion Date: 07/09/2010


Condo Name (ID): WOODCREST (MA1719)
Address: WILBRAHAM  MA  01095  HAMPDEN
Status: Accepted Without Conditions
Last Update: Unavailable
Request Received Date: 10/12/2010
Review Completion Date: 10/13/2010

For guidance with a condo approval project contact VA Home Loan Centers at 888-573-4496 to speak with a representative.


Links

  1. Massachusetts VA Loan Information: https://www.vahomeloancenters.org/massachusetts-va-home-loan-limits/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/