Table of Contents
- What is the VA Loan Limit?
- How to Apply for a VA Home Loan?
- What is the Median Home Price?
- What are the VA Appraisal Fees?
- Do I need Flood Insurance?
- How do I learn about Property Taxes?
- What is the Population?
- What are the major cities?
- About Gilliam County
- Veteran Information
- Apply for a VA Home Loan
- VA Approved Condos
FAQ
What is the VA Loan Limit?
2021 VA Home Loan Limit: $0 down payment up to $5,000,000* (subject to lender limits) /2 open VA loans at one time $548,250 (Call 877-432-5626 for details).
How to Apply for a VA Home Loan?
This is a quick look at how to apply for a VA home loan in Gilliam County. For a more detailed overview of the VA home loan process, check out our complete guide on how to apply for a VA home loan. Here, we’ll go over the general steps to getting a VA home loan and point out some things to pay attention to in Gilliam County. If you have any questions, you can call us at VA HLC and we’ll help you get started.
- Get your Certificate of Eligibility (COE)
- Give us a call at (877) 432-5626 and we’ll get your COE for you.
- Are you applying for a refinance loan? Check out our complete guide to VA Refinancing.
- Get pre-approved, to get pre-approved for a loan, you’ll need:
- Previous two years of W2s
- Most recent 30 days paystubs or LES (active duty)
- Most recent 60 days bank statements
- Landlord and HR/Payroll Department contact info
- Find a home
- We can help you check whether the home is in one of the Gilliam County flood zones
- Get the necessary inspections
- Termite inspection: required
- Well or septic inspections needed, if applicable
- Get the home appraised
- We can help you find a VA-Certified appraiser in Gilliam County and schedule the process
- Construction loan note: Construction permit/appraisal info
- Building permit
- Elevation certificate
- Lock-in your interest rates
- Pro tip: Wait until the appraisal to lock-in your loan rates. If it turns out you need to make repairs, it can push your closing back. Then you can get stuck paying rate extension fees.
- Close the deal and get packing!
- You’re ready to go.
What is the Median Home Price?
As of September 30, 2020, the median home value for Gilliam County is $130,071. In addition, the median household income for residents of the county is $42,976.
How much are the VA Appraisal Fees?
- Single-Family: $775.
- Individual Condo: $825.
- Manufactured Homes: $825.
- 2-4 Unit Multi-Family: $950.
- Appraisal Turnaround Times: 15 days.
Do I need Flood Insurance?
The VA requires properties are required to have flood insurance if they are in a Special Flood Hazard Area.
How do I learn about Property Taxes?
- Chet Wilkins is the Gilliam county tax assessor. His office can be reached at 221 South Oregon Street Rm 202 & 203 PO Box 484 Condon, Oregon 97823. In addition, the office can also be reached by calling (541) 384-3781.
- Oregon offers businesses that invest and hire in enterprise zones the option to be exempt from property taxes for at least three years. In addition, the Oregon Investment Advantage encourages new businesses to start and relocating to the state with various programs. For example, the program offers income tax subtraction, and it can also eliminate state income liability for new businesses for many years.
What is the Population?
- The county’s population of 1,912 is 87% White, 7% Hispanic, and 3% Mixed Race.
- Most county residents are between 18 and 65 years old, with 19% under 18 years old and 28% older than 65.
- In total, the county has about 848 households, at an average of 2 people per household.
What are the major cities?
The county has three cities, including the city of Condon which is the county seat. The other two cities in the county are Arlington and Lonerock.
About Crook County
Gilliam County is located on the northern edge of Oregon and is home to some of the most beautiful views! Be sure to check out all the amazing local attractions, where people of all ages will have a great time. All your favorite outdoor activities can be enjoyed at any of the scenic outdoor spots in the county. Those interested in local history should be sure to visit all the amazing historical landmarks in the county. Gilliam County was officially founded on February 25, 1885 and was named after Cornelius Gilliam, who served as a Missouri State Senator. The current population of the county is 1,855.
There is something for everyone in Gilliam County, thanks to the huge variety of local attractions. If you are an avid golfer, or are interesting in getting started, then be sure to visit the beautiful Condon Golf Course, which features golf cart rentals, affordable course fees, and more! Cool off during the summer at the Condon Swimming Pool, which features diving boards and water slides. The Condon Swimming Pool also hosts summer events and swimming lessons. Learn about local history in a fun way by visiting the County Historical Museum, which features pioneer exhibits, an authentic one-room schoolhouse, and more!
If you are a fan of the outdoors, then you will love the many beautiful natural areas in Gilliam County. Cottonwood Canyon State Park offers some of the best views of the local landscape and is home to miles of scenic trails, beautiful campsites, and more. Cottonwood Canyon State Park also features several waterways, perfect for fishing and swimming. Have a relaxing weekend camping trip at the Burns Park RV & Camping/Pavilion, which features electricity hook-ups, restrooms, and more. The Burns Park Pavilion offers amazing views and is a great place to host your next party or family gathering.
Make sure to check out all the interesting historical landmarks in Gilliam County, where you can see early American architecture. The S. B. Barker Building is an amazing historic commercial building that has been standing since 1903 and was added to the National Register of Historic structures on February 21, 1989. The Condon Commercial Historic District features many amazing historic sites, most dating back to the early 1900s. Come see the historic Silas A. Rice Log House, which has been standing since 1884.
Veteran Information
The county is currently home to 200 veterans, and they all have access to:
- County Veteran Assistance Information.
- Gilliam County Veteran Services – 221 S Oregon St. Condon, OR 97823.
Apply for a VA Home Loan
- For more information about VA Home Loans and how to apply, click here.
- If you meet the VA’s eligibility requirements, you will be able to enjoy some of the best government guaranteed home loans available.
- VA loans can finance the construction of a property. However, the property must be owned and prepared for construction as the VA cannot ensure vacant land loans.
VA Approved Condos
There are no VA-approved condos in Gilliam County although it is still possible to get a condo approved by calling us at (877)432-5626. For more information contact us by, clicking here.
Links
Oregon VA Loan Information: https://www.vahomeloancenters.org/oregon-va-home-loan-limits/
VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/
