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Georgia VA Home Loan Limit

georgia va home loan limitNamed after King George II of Great Britain, Georgia was established as the last of the 13 original colonies by the crown in 1732. Of great historical significance to the country, Georgia was the fourth state to ratify the American Constitution, one of the original seven Confederate states, and the last state to be restored into the Union following the Civil War. The State has a population of 9,992,167 making it the eighth largest by populous. Bordered by Florida, South Carolina, Alabama, Tennessee and North Carolina, Georgia is a region composed of distinctive characteristics. For instance, the Ridge and Valley of Northwest Georgia produce limestone, sandstone, and shale, yielding small amounts of coal. The state has roughly 250 unique species of trees and 58 protected plants. From the mountains of northwest Georgia to the stunning coastline of the state, featuring towns like Savannah, There are few states that can offer residents scenery of both the Atlantic Ocean and the Blue Ridge Mountains. Known as both the Peach State, and the Empire State of the South, the largest metropolitan area of the state is Atlanta. Other populous areas in the state include Athens, Augusta and Columbus.

The capital and largest city in Georgia is Atlanta. The city is home to more than five million people, making it the ninth largest city in the country. Considered the “vanguard of the New South” Atlanta has a charm and elegance infusing old traditions with modernism. The airport is the busiest in the worlds, and the three skylines are stunning. The city hosted the 1996 Olympic Games. The Braves (MLB) Falcons (NFL) and Hawks (NBA) all call the city home.

Georgia has a gross state product of $403 billion. The per capita income is $35,979. If the state were a country, it would have the 28th biggest economy globally. 15 fortune 500 companies and 26 fortune 1000 companies are headquartered in the state. Tourism, agriculture, logistics, energy and the military are large contributors.

There are 13 major military bases located in the state of Georgia, and perhaps the most well known is Fort Benning, located in West-Central Georgia. The military community in and around Fort Benning alone is around 120,000, and it contains the U.S. Infantry Training School and the Ranger Training Brigade. Other installations include US Army Camp Frank D. Merril, Robins Air Force Base, Naval Air Station Atlanta, Moody Air Force Base, Kings Bay Naval Submarine Base, Marine Corps Logistics Base Albany, Hunter Army Airfield, Fort Stewart, Fort McPherson, Fort Gillem, and Fort Gordon Garrison Command.

Georgia has a veteran population of more than 776,000. The cost of living in most areas is relatively low, making it a great option for veterans who want to purchase a home in the state. For veterans who will purchase a home using a VA home loan, it’s important to remember a termite inspection is required. Disabled veterans in Georgia qualify for a property tax exemption of $60,000 or more, depending on a fluctuating index rate determined by the Department of Veterans Affairs.


Information Regarding Georgia VA Loans:

NOTE: The following is for information purposes only. To find out the exact dollar amount you qualify for, call the Georgia VA Home Loan Centers Loan Applications Support Desk at 888-573-4496 or fill out the VA Home Loan Application.

The loan limits below are the maximum 2021, $0 down VA loan amount set for each county. Although there is no maximum loan amount, the maximum no money down VA home loan limits are stated as follows.

  1. Appling County: $548,250
  2. Atkinson County: $548,250
  3. Bacon County: $548,250
  4. Baker County: $548,250
  5. Baldwin County: $548,250
  6. Banks County: $548,250
  7. Barrow County: $548,250
  8. Bartow County: $548,250
  9. Ben Hill County: $548,250
  10. Berrien County: $548,250
  11. Bibb County: $548,250
  12. Bleckley County: $548,250
  13. Brantley County: $548,250
  14. Brooks County: $548,250
  15. Bryan County: $548,250
  16. Bullock County: $548,250
  17. Burke County: $548,250
  18. Butts County: $548,250
  19. Calhoun County: $548,250
  20. Camden County: $548,250
  21. Candler County: $548,250
  22. Carroll County: $548,250
  23. Catoosa County: $548,250
  24. Charlton County: $548,250
  25. Chattahoochee County: $548,250
  26. Chatham County: $548,250
  27. Chattooga County: $548,250
  28. Cherokee County: $548,250
  29. Clarke County: $548,250
  30. Clay County: $548,250
  31. Clayton County: $548,250
  32. Clinch County: $548,250
  33. Cobb County: $548,250
  34. Coffee County: $548,250
  35. Colquitt County: $548,250
  36. Columbia County: $548,250
  37. Cook County: $548,250
  38. Coweta County: $548,250
  39. Crawford County: $548,250
  40. Crisp County: $548,250
  41. Dade County: $548,250
  42. Dawson County: $548,250
  43. DeKalb County: $548,250
  44. Decatur County: $548,250
  45. Dodge County: $548,250
  46. Dooly County: $548,250
  47. Dougherty County: $548,250
  48. Douglas County: $548,250
  49. Early County: $548,250
  50. Echols County: $548,250
  51. Effingham County: $548,250
  52. Elbert County: $548,250
  53. Emanuel County: $548,250
  54. Evans County: $548,250
  55. Fannin County: $548,250
  56. Fayette County: $548,250
  57. Floyd County: $548,250
  58. Forsyth County: $548,250
  59. Franklin County: $548,250
  60. Fulton County: $548,250
  61. Gilmer County: $548,250
  62. Glascock County: $548,250
  63. Glynn County: $548,250
  64. Gordon County: $548,250
  65. Grady County: $548,250
  66. Greene County: $548,250
  67. Gwinnett County: $548,250
  68. Habersham County: $548,250
  69. Hall County: $548,250
  70. Hancock County: $548,250
  71. Haralson County: $548,250
  72. Harris County: $548,250
  73. Hart County: $548,250
  74. Heard County: $548,250
  75. Henry County: $548,250
  76. Houston County: $548,250
  77. Irwin County: $548,250
  78. Jackson County: $548,250
  79. Jasper County: $548,250
  80. Jeff Davis County: $548,250
  81. Jefferson County: $548,250
  82. Jenkins County: $548,250
  83. Johnson County: $548,250
  84. Jones County: $548,250
  85. Lamar County: $548,250
  86. Lanier County: $548,250
  87. Laurens County: $548,250
  88. Lee County: $548,250
  89. Liberty County: $548,250
  90. Lincoln County: $548,250
  91. Long County: $548,250
  92. Lowndes County: $548,250
  93. Lumpkin County: $548,250
  94. Macon County: $548,250
  95. Madison County: $548,250
  96. McDuffie County: $548,250
  97. McIntosh County: $548,250
  98. Meriwether County: $548,250
  99. Miller County: $548,250
  100. Mitchell County: $548,250
  101. Monroe County: $548,250
  102. Montgomery County: $548,250
  103. Morgan County: $548,250
  104. Murray County: $548,250
  105. Muscogee County: $548,250
  106. Newton County: $548,250
  107. Oconee County: $548,250
  108. Oglethorpe County: $548,250
  109. Paulding County: $548,250
  110. Peach County: $548,250
  111. Pickens County: $548,250
  112. Pierce County: $548,250
  113. Pike County: $548,250
  114. Polk County: $548,250
  115. Pulaski County: $548,250
  116. Putnam County: $548,250
  117. Quitman County: $548,250
  118. Rabun County: $548,250
  119. Randolph County: $548,250
  120. Richmond County: $548,250
  121. Rockdale County: $548,250
  122. Schley County: $548,250
  123. Screven County: $548,250
  124. Seminole County: $548,250
  125. Spalding County: $548,250
  126. Stephens County: $548,250
  127. Stewart County: $548,250
  128. Sumter County: $548,250
  129. Talbot County: $548,250
  130. Taliaferro County: $548,250
  131. Tattnall County: $548,250
  132. Taylor County: $548,250
  133. Telfair County: $548,250
  134. Terrell County: $548,250
  135. Thomas County: $548,250
  136. Tift County: $548,250
  137. Toombs County: $548,250
  138. Towns County: $548,250
  139. Treutlen County: $548,250
  140. Troup County: $548,250
  141. Turner County: $548,250
  142. Twiggs County: $548,250
  143. Union County: $548,250
  144. Upson County: $548,250
  145. Walker County: $548,250
  146. Walton County: $548,250
  147. Ware County: $548,250
  148. Warren County: $548,250
  149. Washington County: $548,250
  150. Wayne County: $548,250
  151. Webster County: $548,250
  152. Wheeler County: $548,250
  153. White County: $548,250
  154. Whitfield County: $548,250
  155. Wilcox County: $548,250
  156. Wilkes County: $548,250
  157. Wilkinson County: $548,250
  158. Worth County: $548,250