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Esmeralda County, Nevada VA Loans & VA Loan Info

esmeralda county nevada2021 $0 down, VA home loan limit for Esmeralda County is $548,250.  

Originally established in 1861, Esmeralda County is one of the original counties in Nevada. Bordering California, Esmeralda has the unique distinction of having once shared its county seat Aurora with an adjacent county in California. With booming gold and silver mines, Esmeralda was a hotbed of activity during the mining boom of the late nineteenth and early twentieth century’s. In fact, Mark Twain wrote of his time as a miner in the county in his book Roughing It.

When the gold and silver mines dried up, most of the county’s population evaporated. As a result of the loss of people, businesses closed and the local government went bankrupt. The decimated economy left behind several ghost towns, with little more than lonely building remains to tell the story of what once was. These ghost towns were once home to several famous gold mines, including Blair, Coaldale, Hardluck, Lida, Gold Point and the infamous Palmetto.

Other local tourist attractions include the Inyo National Forest, which includes the White Mountains and Boundary Peak, the highest point in the entire state. This treacherous range is often climbed by seasoned athletes and professional climbers. Most activities in Esmeralda County are geared to those who enjoy physical fitness, or at least prefer more physically active lifestyles.


Maximum VA Appraisal Fees Allowable In Esmeralda County:

Esmeralda County, Nevada homes for sale

  1. Single Family: $450
  2. Condominium: $450
  3. Manufactured Housing ( including modular): $450
  4. Duplex $500
  5. Triplex $600
  6. Fourplex $600
  7. Repair Certification $100

The population of this small border county is less than 1000 people. The scarcity of people makes the local towns unique in many ways. It has the second fewest people per capita of any other county in the continental United States. The local school district does not include a high school and only serves approximately 100 residents.

Despite its microscopic size, the residents of Esmeralda County are well acquainted and neighborly with one another, following the lead of words once said by Mark Twain “The holy passion of Friendship is of so sweet and steady and loyal and enduring a nature that it will last through a whole lifetime, if not asked to lend money.”

A surplus of barren land is available for those wishing to build a home in Esmeralda County. Existing homes are also available and have a wide range of amenities and prices.  Because of the wide open spaces and the rough terrain, ranching is popular throughout the county

The local landscapes and close proximity to larger cities and military bases make the small towns within this county easily accessible. People can live in Nevada and work in California without a long commute.


Veterans and Military Personnel of Esmeralda County:

The Tonopah Range Facility in neighboring Nye County is famous for being a military testing facility. This site has been in consistent use for military aircraft testing since the beginning of the century. Elsewhere in Nye County, military training exercises are commonplace, making Esmeralda an ideal place to live for those wishing to commute to Nye or nearby California.

For veterans living in the county, a wide variety of services are offered by adjacent counties in Nevada and in nearby Inyo County, in California, the office of Veteran Services in Inyo provides outreach, counseling, networking options and referrals.

Veterans who own property in Esmeralda benefit from the available property tax exemptions offered by the state of Nevada. To qualify for an exemption, military service of a continuous 90 days is required. To obtain the exact exemption rate, contact your local county assessor.

Disabled veterans with a service connected disability are entitled to a property tax exemption of 60 percent or more, while the widow of a disabled veteran may also be eligible to receive a property exemption.

Thinking of moving to Esmeralda?
Contact VA Home Loan Centers to speak with a licensed real estate agent today.


Links

  1. Nevada VA Loan Information: https://www.vahomeloancenters.org/nevada-military-mortgage-home-loan-limit-info/
  2. VA Loan Information by State: https://www.vahomeloancenters.org/va-loan-limit-maximum-va-loan-amount/