FHA Mortgages:

Backed by the Department of Housing and Urban Development, this mortgage offers the borrower the ability to put as little a 3% down payment and they can even finance “allowable” closing costs. Seller can contribute up to 6% of the purchase price to the buyer towards closing costs. FHA mortgage are ideal for buyers who do not meet the eligibility requirements of VA Home Loans.

To Apply For FHA Loan Program:

To apply for a FHA Mortgage or FHA Home Loan, fill out the VA Home Loan Application located here.
For instructions to complete the FHA/Government Subsidized Home Loan Application for FHA Mortgage or FHA Home Loan use, visit the link located here.

If you need further assistance, please call 888-873-4496.

Qualifications:

The basic requirements to qualify for an FHA home loan are:

Steady income.

No late payments on any debt in the last 12 months.

Credit score of 530+ (California) and 620+ all other states.

No existing FHA loans (you may only have 1 FHA loan at a time).